Finance is definitely an important part of our life. It’s impossible to be an effective person without being effective in our finance.
One of the main issue in finance is determining whether to spend or not. This is an important issue to consider. Spending money on something unnecessary is wrong, but not spending money on something necessary is equally wrong.
With the rising popularity of frugal lifestyle (which is promoted by many big blogs, among others), more and more people tend to consider the issue in only one aspect, that is in not spending the money. Of course, frugal lifestyle is a good thing since overspending is a problem faced by many people. However, it might go too far. People may end up choosing not to spend on something which indeed is necessary.
Since many people already write about not spending, here I’d like to take the opposite side to keep a balanced view. If something is necessary, you should spend the money.
Of course, necessary is a tricky word. Everyone can give their own meaning to this word.
To determine whether or not something is necessary, I think we should go back to our life purpose. By referring to our life purpose, we could assess the value of something. Is it really valuable according to our life purpose? Does it help us live a life that matters?
Sometimes there are things which may seem expensive in the beginning, but they could actually help us a lot in achieving our life purpose. For example, maybe part of our life purpose is having deep relationship with our family. In some occasion, it may mean spending more on something to give unforgettable experience to our family. It may seem expensive in the beginning, but after taking our life purpose into account, we would realize that it is well worth it.
If you are still overspending, of course you should think more about not spending. But if you are joining the frugal lifestyle (which is a good thing I personally recommend), just be careful not to go too far. Sometimes it is wrong not to spend.
http://www.lifeoptimizer.org
One of the main issue in finance is determining whether to spend or not. This is an important issue to consider. Spending money on something unnecessary is wrong, but not spending money on something necessary is equally wrong.
With the rising popularity of frugal lifestyle (which is promoted by many big blogs, among others), more and more people tend to consider the issue in only one aspect, that is in not spending the money. Of course, frugal lifestyle is a good thing since overspending is a problem faced by many people. However, it might go too far. People may end up choosing not to spend on something which indeed is necessary.
Since many people already write about not spending, here I’d like to take the opposite side to keep a balanced view. If something is necessary, you should spend the money.
Of course, necessary is a tricky word. Everyone can give their own meaning to this word.
To determine whether or not something is necessary, I think we should go back to our life purpose. By referring to our life purpose, we could assess the value of something. Is it really valuable according to our life purpose? Does it help us live a life that matters?
Sometimes there are things which may seem expensive in the beginning, but they could actually help us a lot in achieving our life purpose. For example, maybe part of our life purpose is having deep relationship with our family. In some occasion, it may mean spending more on something to give unforgettable experience to our family. It may seem expensive in the beginning, but after taking our life purpose into account, we would realize that it is well worth it.
If you are still overspending, of course you should think more about not spending. But if you are joining the frugal lifestyle (which is a good thing I personally recommend), just be careful not to go too far. Sometimes it is wrong not to spend.
http://www.lifeoptimizer.org
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